Long time forum lurker, though haven't posted much. I'll be making my first exotic car purchase next few weeks, due to decreasing car values in the area. Aiming to get an '17 Aventador, though the one area I keep getting stuck on is car insurance.
For anybody that owns a lambo today, whom are you using for car insurance? I've tried reaching out to some of the larger firms, but keep hitting a dead end. I'm already assuming it's around $450 - $600 per month, based on stories I've seen from other past buyers.
I have Allstate for the Huracan but thinking of switching to Hagerty. Hagerty probably has better service/familiarity with these type cars. Probably cheaper too for same if not better coverage.
American Modern blew away Haggerty in price for my 97 Diablo. I have them on a separate policy because I have teenagers. I think I pay approximately 1450 a year for a agreed value clause. Good luck and know that it will have a lot to do with where you park, is it secure, how many miles a year you will plan on driving it, and of course age and driving record. Good luck and post pictures when you get it.
I'll speak to American Modern today and see what kind of quote I can get. So far State Farm seems to be leading the race, almost $250 cheaper than Hagerty . Hagerty quoted me $700 a month, ouch lol
Clean driving record, parked in secure garage, around 1.5k miles a year.. Though I'm 32 not sure if that has something to do with it.
I'm 34. Here is my experience:
Cincinnati Insurance
Aventador: $1,700/year
Huracan: $1,300/year
I have since moved back to State Farm, not because it's cheaper, but because they let me put my cars in "storage mode" whereas Cincinnati doesn't, and my annual price is far less since my cars stay in storage most of the time.
State Farm:
Aventador: $288/month
Ferrari 458: $180/month
Good luck. It helps if you package other items to your policy.
Your quote was pretty close to what I was given ($359 for the Aventador SV), I'm waiting to see what happens if I bundle my other 2 cars to the policy how that affects everything.
Thanks for the help
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