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2013 Lamborghini Gallardo LP560-4
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Discussion Starter · #1 · (Edited)
when you are insuring your car? what type of policies do you usually do? I have state farm; and my limits are 250/500; with 250 deductible and rate is not bad at all less than 100 monthly. I just want to know if there is anything special I should ask or be aware of??

Thank you in advance
 

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I have State Farm as well....be sure to state low mileage use for better rate


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2022 Huracan EVO RWD
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when you are insuring your car? what type of policies do you usually do? I have state farm; and my limits are 250/300; with 250 deductible and rate is not bad at all less than 100 monthly. I just want to know if there is anything special I should ask or be aware of??

Thank you in advance
Russ and several others use State Farm. I got an estimate from State Farm in my area in Texas, and they were not even competitive so remained with USAA.
BTW, I estimated my yearly mileage at 2500. Good luck!
 

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Discussion Starter · #4 ·
Russ and several others use State Farm. I got an estimate from State Farm in my area in Texas, and they were not even competitive so remained with USAA.
BTW, I estimated my yearly mileage at 2500. Good luck!

Gallardo; my quote for state farm was great, as mentioned; I was just curious to see if there is anything special you guys all ask for
---my liability bodily 250k / 500k (original post said 300 that was an error), and 100k for property damage, medical 50k, deductible 250 for comprehension and collision...
--- my yearly is 1200 or less..
---when I did a huracan quote it was around 125 monthly
 

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2022 Huracan EVO RWD
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Gallardo; my quote for state farm was great, as mentioned; I was just curious to see if there is anything special you guys all ask for
---my liability bodily 250k / 500k (original post said 300 that was an error), and 100k for property damage, medical 50k, deductible 250 for comprehension and collision...
--- my yearly is 1200 or less..
---when I did a huracan quote it was around 125 monthly
Hard to beat that quote.....grab it!
 

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I have State Farm, similar coverage to the OP. I also have a $1M Personal Liability Umbrella Policy. Only costs $100/year. Cheap coverage. As my agent said “If you can afford a Lamborghini and get into an accident, you WILL be sued regardless of whose fault it is.”
 
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I have State Farm, similar coverage to the OP. I also have a $1M Personal Liability Umbrella Policy. Only costs $100/year. Cheap coverage. As my agent said “If you can afford a Lamborghini and get into an accident, you WILL be sued regardless of whose fault it is.”
Umbrella insurance is always a good idea I have had it for over 20 years to protect my ass...........................ets!
 

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I have State Farm, similar coverage to the OP. I also have a $1M Personal Liability Umbrella Policy. Only costs $100/year. Cheap coverage. As my agent said “If you can afford a Lamborghini and get into an accident, you WILL be sued regardless of whose fault it is.”
My State Farm agent said the same thing. He said if you get in an accident and they see on your insurance card you own a Lamborghini, they are thinking $$$. Even if they hit me in the Hyundai. So, yup better to be over insured than under.
 
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