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Old 08-18-2005, 10:56 AM
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Default Gallardo Insurance

Shopping for the insurance for the Gallardo, any good insurance company suggestion? How much do I expect per year?
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Old 08-18-2005, 12:24 PM
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Full coverage with AAA (CA), about $2,300/year. This is with many discounts and a very clean record. I'm in my 50's. I think it is a little steep since I only paid $1,500 for my 00 360 with the same coverage.
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Old 08-18-2005, 04:04 PM
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$2,100 a year with Geico, but just sent info to Hagerty 48 hours ago because they gave me a good price on my track car- waiting to get quote from Hagerty
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Old 08-18-2005, 04:25 PM
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I pay $5,800/year with $1,000 deductible for my 2005 Gallardo and my 2003 Range Rover, combined. I'm with Progressive, but I didn't have many options. I have an horrific driving record: no accidents or DUIs in my entire driving career, but I've accumulated many piddling speeding tickets over the last 3-4 years.

At first, they didn't know what to do with a Lamborghini, but I kept asking to speak to people higher up the food chain until I found someone to get it sorted.
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Old 08-18-2005, 04:43 PM
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Damn, I was quoted $44,000 a year with progressive, No bs and that is just for 1 Gallardo! I'd hate to see what insurance would be for a Murcielago.
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Old 08-18-2005, 04:50 PM
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Quote:
Originally Posted by chad1
I pay $5,800/year with $1,000 deductible for my 2005 Gallardo and my 2003 Range Rover, combined. I'm with Progressive, but I didn't have many options.

I don't know what happens to Progressive, I got quoted $5800.00, but I'm 31 and have a clean driving record (No ticket, No accident)

I think I have to find something like "classic car" insurance.
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Old 08-18-2005, 06:30 PM
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I have Haggerty.

Very good: http://www.hagerty.com/
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Old 08-18-2005, 08:24 PM
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$44,000? that's pretty funny. My dealer recommended a broker, but the best they could do on their own was $7,000/year. My driving was a much bigger deal than the MSRP of my car. Someone driving a Murci with no tickets will pay far less for the same policy than I'd pay on a Toyota with all my speeding tickets.

GallardoBob -- if you have a clean driving record, Gallardo insurance shouldn't be expensive at all. Try AAA -- they require a clean driving record (one or fewer violations in the last 3-5 years), but they are very competitive.
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Old 08-20-2005, 10:54 AM
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I am mid 30's - I pay 1400 per year with Chubb for my Gallardo... I have about 800 things with them - houses, cars, single item insurance etc... So they do a discount for multiline insurance... However anything over 2500 with no priors - is a ton...

I do a 5K deductible for the exotics - btw - that will lower you by 1 +K per year... My thoughts are anything under 5K I am going to pay for myself - to keep rates lower.
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Old 08-20-2005, 03:15 PM
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Default Gallardo Insurance

I pay about $1800 with State Farm for a 2005 Gallardo (full coverage, $1K deductibles), but I have no tickets and no accidents in my 30 years of driving.
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