Difficult question to answer Charv.
For me, I always wanted a Lambo since I was a little kid. I was in no position to get one while in college, med school, or residency for obvious reasons. I do not come from money. Then I got married. Having a wife BTW, is way more expensive. Now I have two little kids who are the world to me. The family for me is so far ahead in importance as to render luxuries such as exotic cars as laughable.

I was in a position to make owning a 6.0 possible and I bought one. I did not plan on this or had any kind of long term strategy on saving for one. There was just a point in time when I thought I could swing it.

So my position is, worry about the things that are really important. Getting a good education, staying healthy and making a happy family. Everything else is a perk. Fancy things only get you short term happiness. Assess your goals carefully.